By contributing 1.0% of your salary to your retirement plan you may accumulate a plan balance of $3,385,268 at retirement for an out-of-pocket cost of just $32,471.<table class='pure-table' role='grid'><tr><th class='section'>401(k) analysis</th><th scope="col">(%)</th><th scope="col">($)</th></tr><tr><td>Your contribution</td><td style='text-align: right'>1.00%</td><td style='text-align: right'>$2,832</td></tr><tr><td>Employer match</td><td style='text-align: right'>0.00%</td><td style='text-align: right'>$0</td></tr><tr><td></td><td></td><td></td></tr><tr><td>Your cumulative contributions</td><td></td><td>$32,471</td></tr><tr><td>Employer cumulative contributions</td><td></td><td>$0</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='1' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Estimated Monthly Retirement Income (today&apos;s dollars)' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2'><categories><category label='' /></categories><dataset seriesName='Conservative 5.0%'><set value='10941.0' /></dataset><dataset seriesName='Moderate 8.0%'><set value='14726.0' /></dataset><dataset seriesName='Aggressive 11.0%'><set value='19820.0' /></dataset></chart>"); // --> </script> <table class='pure-table' role='grid'><tr><th></th><th scope="col">Conservative (5.00%)</th><th scope="col">Moderate (8.00%)</th><th scope="col">Aggressive (11.00%)</th></tr><tr><td>Accumulation value at retirement</td><td style='text-align: center'>$2,515,193</td><td style='text-align: center'>$3,385,268</td><td style='text-align: center'>$4,556,465</td></tr><tr><td>Estimated monthly income at retirement</td><td style='text-align: center'>$14,704</td><td style='text-align: center'>$19,790</td><td style='text-align: center'>$26,637</td></tr><tr><td>Present value of monthly income adjusted for inflation</td><td style='text-align: center'>$10,941</td><td style='text-align: center'>$14,726</td><td style='text-align: center'>$19,820</td></tr></table>