<?xml version="1.0" encoding="UTF-8"?>
<calcxmlResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:noNamespaceSchemaLocation="http://host3.calcxml.com/schema/1.3/calcxmlResponse.xsd" version="1.3"><htmlValues><responseText>If you were to retire today your income needs would be $63. At the assumed rate your annual retirement income needs would increase to $68, and finally, at life expectancy, your annual retirement income needs would be $111 just to maintain the same standard of living you enjoy today.</responseText><responseText3>For complete results including graph and data table, &lt;a href='http://www.calcxml.com/do/ret05?Dispatch=submit&amp;currentAge=65&amp;retirementAge=68&amp;lifeAge=88&amp;clientIncome=90.0&amp;incomeReplacement=70.0&amp;inflation=2.5&amp;&amp;responsive=2&amp;lang=en&amp;ctry=US' target='_blank'&gt;click here.&lt;/a&gt;</responseText3><responseText4>&lt;p&gt;&lt;a href='javascript:history.back();'&gt;Back to calculator&lt;/a&gt;</responseText4></htmlValues></calcxmlResponse>
