You could purchase an auto valued at $10,345 which includes a down payment of $0 and assumes you could qualify for a loan amount of $10,345.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$10,345.11</td><td>$51.73</td><td>$200.00</td><td>$10,196.84</td></tr><tr><td role="rowheader" scope="row">2</td><td>10,197</td><td>51</td><td>200</td><td>10,048</td></tr><tr><td role="rowheader" scope="row">3</td><td>10,048</td><td>50</td><td>200</td><td>9,898</td></tr><tr><td role="rowheader" scope="row">4</td><td>9,898</td><td>49</td><td>200</td><td>9,748</td></tr><tr><td role="rowheader" scope="row">5</td><td>9,748</td><td>49</td><td>200</td><td>9,596</td></tr><tr><td role="rowheader" scope="row">6</td><td>9,596</td><td>48</td><td>200</td><td>9,444</td></tr><tr><td role="rowheader" scope="row">7</td><td>9,444</td><td>47</td><td>200</td><td>9,291</td></tr><tr><td role="rowheader" scope="row">8</td><td>9,291</td><td>46</td><td>200</td><td>9,138</td></tr><tr><td role="rowheader" scope="row">9</td><td>9,138</td><td>46</td><td>200</td><td>8,984</td></tr><tr><td role="rowheader" scope="row">10</td><td>8,984</td><td>45</td><td>200</td><td>8,829</td></tr><tr><td role="rowheader" scope="row">11</td><td>8,829</td><td>44</td><td>200</td><td>8,673</td></tr><tr><td role="rowheader" scope="row">12</td><td>8,673</td><td>43</td><td>200</td><td>8,516</td></tr><tr><td role="rowheader" scope="row">13</td><td>8,516</td><td>43</td><td>200</td><td>8,359</td></tr><tr><td role="rowheader" scope="row">14</td><td>8,359</td><td>42</td><td>200</td><td>8,200</td></tr><tr><td role="rowheader" scope="row">15</td><td>8,200</td><td>41</td><td>200</td><td>8,041</td></tr><tr><td role="rowheader" scope="row">16</td><td>8,041</td><td>40</td><td>200</td><td>7,882</td></tr><tr><td role="rowheader" scope="row">17</td><td>7,882</td><td>39</td><td>200</td><td>7,721</td></tr><tr><td role="rowheader" scope="row">18</td><td>7,721</td><td>39</td><td>200</td><td>7,560</td></tr><tr><td role="rowheader" scope="row">19</td><td>7,560</td><td>38</td><td>200</td><td>7,397</td></tr><tr><td role="rowheader" scope="row">20</td><td>7,397</td><td>37</td><td>200</td><td>7,234</td></tr><tr><td role="rowheader" scope="row">21</td><td>7,234</td><td>36</td><td>200</td><td>7,071</td></tr><tr><td role="rowheader" scope="row">22</td><td>7,071</td><td>35</td><td>200</td><td>6,906</td></tr><tr><td role="rowheader" scope="row">23</td><td>6,906</td><td>35</td><td>200</td><td>6,741</td></tr><tr><td role="rowheader" scope="row">24</td><td>6,741</td><td>34</td><td>200</td><td>6,574</td></tr><tr><td role="rowheader" scope="row">25</td><td>6,574</td><td>33</td><td>200</td><td>6,407</td></tr><tr><td role="rowheader" scope="row">26</td><td>6,407</td><td>32</td><td>200</td><td>6,239</td></tr><tr><td role="rowheader" scope="row">27</td><td>6,239</td><td>31</td><td>200</td><td>6,070</td></tr><tr><td role="rowheader" scope="row">28</td><td>6,070</td><td>30</td><td>200</td><td>5,901</td></tr><tr><td role="rowheader" scope="row">29</td><td>5,901</td><td>30</td><td>200</td><td>5,730</td></tr><tr><td role="rowheader" scope="row">30</td><td>5,730</td><td>29</td><td>200</td><td>5,559</td></tr><tr><td role="rowheader" scope="row">31</td><td>5,559</td><td>28</td><td>200</td><td>5,387</td></tr><tr><td role="rowheader" scope="row">32</td><td>5,387</td><td>27</td><td>200</td><td>5,214</td></tr><tr><td role="rowheader" scope="row">33</td><td>5,214</td><td>26</td><td>200</td><td>5,040</td></tr><tr><td role="rowheader" scope="row">34</td><td>5,040</td><td>25</td><td>200</td><td>4,865</td></tr><tr><td role="rowheader" scope="row">35</td><td>4,865</td><td>24</td><td>200</td><td>4,689</td></tr><tr><td role="rowheader" scope="row">36</td><td>4,689</td><td>23</td><td>200</td><td>4,513</td></tr><tr><td role="rowheader" scope="row">37</td><td>4,513</td><td>23</td><td>200</td><td>4,335</td></tr><tr><td role="rowheader" scope="row">38</td><td>4,335</td><td>22</td><td>200</td><td>4,157</td></tr><tr><td role="rowheader" scope="row">39</td><td>4,157</td><td>21</td><td>200</td><td>3,978</td></tr><tr><td role="rowheader" scope="row">40</td><td>3,978</td><td>20</td><td>200</td><td>3,797</td></tr><tr><td role="rowheader" scope="row">41</td><td>3,797</td><td>19</td><td>200</td><td>3,616</td></tr><tr><td role="rowheader" scope="row">42</td><td>3,616</td><td>18</td><td>200</td><td>3,435</td></tr><tr><td role="rowheader" scope="row">43</td><td>3,435</td><td>17</td><td>200</td><td>3,252</td></tr><tr><td role="rowheader" scope="row">44</td><td>3,252</td><td>16</td><td>200</td><td>3,068</td></tr><tr><td role="rowheader" scope="row">45</td><td>3,068</td><td>15</td><td>200</td><td>2,883</td></tr><tr><td role="rowheader" scope="row">46</td><td>2,883</td><td>14</td><td>200</td><td>2,698</td></tr><tr><td role="rowheader" scope="row">47</td><td>2,698</td><td>13</td><td>200</td><td>2,511</td></tr><tr><td role="rowheader" scope="row">48</td><td>2,511</td><td>13</td><td>200</td><td>2,324</td></tr><tr><td role="rowheader" scope="row">49</td><td>2,324</td><td>12</td><td>200</td><td>2,135</td></tr><tr><td role="rowheader" scope="row">50</td><td>2,135</td><td>11</td><td>200</td><td>1,946</td></tr><tr><td role="rowheader" scope="row">51</td><td>1,946</td><td>10</td><td>200</td><td>1,756</td></tr><tr><td role="rowheader" scope="row">52</td><td>1,756</td><td>9</td><td>200</td><td>1,565</td></tr><tr><td role="rowheader" scope="row">53</td><td>1,565</td><td>8</td><td>200</td><td>1,372</td></tr><tr><td role="rowheader" scope="row">54</td><td>1,372</td><td>7</td><td>200</td><td>1,179</td></tr><tr><td role="rowheader" scope="row">55</td><td>1,179</td><td>6</td><td>200</td><td>985</td></tr><tr><td role="rowheader" scope="row">56</td><td>985</td><td>5</td><td>200</td><td>790</td></tr><tr><td role="rowheader" scope="row">57</td><td>790</td><td>4</td><td>200</td><td>594</td></tr><tr><td role="rowheader" scope="row">58</td><td>594</td><td>3</td><td>200</td><td>397</td></tr><tr><td role="rowheader" scope="row">59</td><td>397</td><td>2</td><td>200</td><td>199</td></tr><tr><td role="rowheader" scope="row">60</td><td>199</td><td>1</td><td>200</td><td>0</td></tr></table>