In order to cover your immediate needs of $0 and your long-term income needs of $64,278 you should consider purchasing an additional $64,000 of life insurance.<table class='pure-table' role='grid'><tr><th class='section'>Needs</th><th></th></tr><tr><td>Immediate needs</td><td>$0</td></tr><tr><td>Long-term needs</td><td>$64,278</td></tr><tr><td>Total needs</td><td>$64,278</td></tr><tr><td></td><td></td></tr><tr><th class='section'>Resources</th><th></th></tr><tr><td>Investment assets</td><td>$0</td></tr><tr><td>Existing life insurance</td><td>$0</td></tr><tr><td>Spouse's earnings</td><td>$0</td></tr><tr><td>Total resources</td><td>$0</td></tr><tr><td></td><td></td></tr><tr><td>Shortfall</td><td>$-64,278</td></tr><tr><td><b>Additional life insurance needed</b></td><td><b>$64,000</b></td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "Pie2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='1' showFCMenuItem='0' decimals='0' formatNumberScale='0' enableSmartLabels='1' startingAngle='45' enableRotation='1' caption='Insurance Need' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><set value='0.0' label='Investment Assets' /><set value='0.0' label='Insurance Proceeds' /><set value='64278.0' label='Insurance Need' isSliced='1' /><set value='0.0' label='Spouse&apos;s Earnings' /></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Spouse Age</th><th scope="col">Spouse Income</th><th scope="col">Available Income</th><th scope="col">Desired Income</th><th scope="col">(Shortfall)/ Surplus</th><th scope="col">Available Resources</th><th scope="col">Insurance Needed</th></tr><tr><td role="rowheader" scope="row">1</td><td>36</td><td>$0</td><td>$0</td><td>$6,000</td><td>$-6,000</td><td>$0</td><td>$6,000</td></tr><tr><td role="rowheader" scope="row">2</td><td>37</td><td>0</td><td>0</td><td>6,120</td><td>-6,120</td><td>0</td><td>6,120</td></tr><tr><td role="rowheader" scope="row">3</td><td>38</td><td>0</td><td>0</td><td>6,242</td><td>-6,242</td><td>0</td><td>6,242</td></tr><tr><td role="rowheader" scope="row">4</td><td>39</td><td>0</td><td>0</td><td>6,367</td><td>-6,367</td><td>0</td><td>6,367</td></tr><tr><td role="rowheader" scope="row">5</td><td>40</td><td>0</td><td>0</td><td>6,495</td><td>-6,495</td><td>0</td><td>6,495</td></tr><tr><td role="rowheader" scope="row">6</td><td>41</td><td>0</td><td>0</td><td>6,624</td><td>-6,624</td><td>0</td><td>6,624</td></tr><tr><td role="rowheader" scope="row">7</td><td>42</td><td>0</td><td>0</td><td>6,757</td><td>-6,757</td><td>0</td><td>6,757</td></tr><tr><td role="rowheader" scope="row">8</td><td>43</td><td>0</td><td>0</td><td>6,892</td><td>-6,892</td><td>0</td><td>6,892</td></tr><tr><td role="rowheader" scope="row">9</td><td>44</td><td>0</td><td>0</td><td>7,030</td><td>-7,030</td><td>0</td><td>7,030</td></tr><tr><td role="rowheader" scope="row">10</td><td>45</td><td>0</td><td>0</td><td>7,171</td><td>-7,171</td><td>0</td><td>7,171</td></tr><tr><td role="rowheader" scope="row">11</td><td>46</td><td>0</td><td>0</td><td>7,314</td><td>-7,314</td><td>0</td><td>7,314</td></tr><tr><td role="rowheader" scope="row">12</td><td>47</td><td>0</td><td>0</td><td>7,460</td><td>-7,460</td><td>0</td><td>7,460</td></tr><tr><td role="rowheader" scope="row">13</td><td>48</td><td>0</td><td>0</td><td>7,609</td><td>-7,609</td><td>0</td><td>7,609</td></tr><tr><td role="rowheader" scope="row">14</td><td>49</td><td>0</td><td>0</td><td>7,762</td><td>-7,762</td><td>0</td><td>7,762</td></tr><tr><td role="rowheader" scope="row">15</td><td>50</td><td>0</td><td>0</td><td>7,917</td><td>-7,917</td><td>0</td><td>7,917</td></tr><tr><td role="rowheader" scope="row">16</td><td>51</td><td>0</td><td>0</td><td>8,075</td><td>-8,075</td><td>0</td><td>8,075</td></tr><tr><td role="rowheader" scope="row">17</td><td>52</td><td>0</td><td>0</td><td>8,237</td><td>-8,237</td><td>0</td><td>8,237</td></tr><tr><td role="rowheader" scope="row">18</td><td>53</td><td>0</td><td>0</td><td>8,401</td><td>-8,401</td><td>0</td><td>8,401</td></tr><tr><td role="rowheader" scope="row">19</td><td>54</td><td>0</td><td>0</td><td>8,569</td><td>-8,569</td><td>0</td><td>8,569</td></tr><tr><td role="rowheader" scope="row">20</td><td>55</td><td>0</td><td>0</td><td>8,741</td><td>-8,741</td><td>0</td><td>8,741</td></tr></table>{"immediateNeeds": "$0", "longtermNeeds": "$64,278", "totalNeeds": "$64,278", "spousesEarnings": "$0", "socialSecurity": "$0", "totalResources": "$0", "shortfall": "$-64,278", "lifeInsuranceNeeded": "$64,000"}