Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 86 you will still have $1,288,544 in your retirement accounts. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='59' /><category label='' /><category label='' /><category label='62' /><category label='' /><category label='' /><category label='65' /><category label='' /><category label='' /><category label='68' /><category label='' /><category label='' /><category label='71' /><category label='' /><category label='' /><category label='74' /><category label='' /><category label='' /><category label='77' /><category label='' /><category label='' /><category label='80' /><category label='' /><category label='' /><category label='83' /><category label='' /><category label='' /></categories><dataset seriesName='Retirement Balance'><set value='1620000.0' /><set value='1771891.0' /><set value='1864232.0' /><set value='1852374.0' /><set value='1881943.0' /><set value='1909112.0' /><set value='1933679.0' /><set value='1955427.0' /><set value='1974132.0' /><set value='1989553.0' /><set value='2001437.0' /><set value='2009520.0' /><set value='2013521.0' /><set value='2013144.0' /><set value='2008078.0' /><set value='1997995.0' /><set value='1982550.0' /><set value='1961380.0' /><set value='1934102.0' /><set value='1900316.0' /><set value='1859596.0' /><set value='1811500.0' /><set value='1755559.0' /><set value='1691282.0' /><set value='1618152.0' /><set value='1535628.0' /><set value='1443138.0' /></dataset><dataset seriesName='Retirement Withdrawals'><set value='0.0' /><set value='0.0' /><set value='83104.0' /><set value='42814.0' /><set value='46258.0' /><set value='49806.0' /><set value='53460.0' /><set value='57224.0' /><set value='61100.0' /><set value='65093.0' /><set value='69206.0' /><set value='73442.0' /><set value='77806.0' /><set value='82300.0' /><set value='86929.0' /><set value='91697.0' /><set value='96608.0' /><set value='101666.0' /><set value='106876.0' /><set value='112242.0' /><set value='117769.0' /><set value='123463.0' /><set value='129326.0' /><set value='135366.0' /><set value='141587.0' /><set value='147995.0' /><set value='154595.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Salary @ 3.0%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Interest<br/>Pre-Ret 8.0%<br/>Post-Ret 4.0%</th><th scope="col">Current Savings</th><th scope="col">Desired Retirement Income <br/>85.0%</th><th scope="col">Pension Income</th><th scope="col">Social Security Income</th><th scope="col">Retirement Account Withdrawals</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">59</td><td>$172,000</td><td>$1,500,000</td><td>$120,000</td><td>$20,640</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,640,640</td></tr><tr><td role="rowheader" scope="row">60</td><td>177,160</td><td>1,640,640</td><td>131,251</td><td>20,640</td><td>0</td><td>0</td><td>0</td><td>0</td><td>1,792,531</td></tr><tr><td role="rowheader" scope="row">61</td><td>0</td><td>1,792,531</td><td>71,701</td><td>0</td><td>155,104</td><td>72,000</td><td>0</td><td>83,104</td><td>1,781,129</td></tr><tr><td role="rowheader" scope="row">62</td><td>0</td><td>1,781,129</td><td>71,245</td><td>0</td><td>159,757</td><td>72,000</td><td>44,943</td><td>42,814</td><td>1,809,560</td></tr><tr><td role="rowheader" scope="row">63</td><td>0</td><td>1,809,560</td><td>72,382</td><td>0</td><td>164,549</td><td>72,000</td><td>46,291</td><td>46,258</td><td>1,835,685</td></tr><tr><td role="rowheader" scope="row">64</td><td>0</td><td>1,835,685</td><td>73,427</td><td>0</td><td>169,486</td><td>72,000</td><td>47,680</td><td>49,806</td><td>1,859,306</td></tr><tr><td role="rowheader" scope="row">65</td><td>0</td><td>1,859,306</td><td>74,372</td><td>0</td><td>174,570</td><td>72,000</td><td>49,110</td><td>53,460</td><td>1,880,219</td></tr><tr><td role="rowheader" scope="row">66</td><td>0</td><td>1,880,219</td><td>75,209</td><td>0</td><td>179,808</td><td>72,000</td><td>50,584</td><td>57,224</td><td>1,898,204</td></tr><tr><td role="rowheader" scope="row">67</td><td>0</td><td>1,898,204</td><td>75,928</td><td>0</td><td>185,202</td><td>72,000</td><td>52,101</td><td>61,100</td><td>1,913,031</td></tr><tr><td role="rowheader" scope="row">68</td><td>0</td><td>1,913,031</td><td>76,521</td><td>0</td><td>190,758</td><td>72,000</td><td>53,664</td><td>65,093</td><td>1,924,459</td></tr><tr><td role="rowheader" scope="row">69</td><td>0</td><td>1,924,459</td><td>76,978</td><td>0</td><td>196,481</td><td>72,000</td><td>55,274</td><td>69,206</td><td>1,932,231</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>1,932,231</td><td>77,289</td><td>0</td><td>202,375</td><td>72,000</td><td>56,933</td><td>73,442</td><td>1,936,078</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>1,936,078</td><td>77,443</td><td>0</td><td>208,446</td><td>72,000</td><td>58,640</td><td>77,806</td><td>1,935,715</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>1,935,715</td><td>77,429</td><td>0</td><td>214,700</td><td>72,000</td><td>60,400</td><td>82,300</td><td>1,930,844</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>1,930,844</td><td>77,234</td><td>0</td><td>221,141</td><td>72,000</td><td>62,212</td><td>86,929</td><td>1,921,149</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>1,921,149</td><td>76,846</td><td>0</td><td>227,775</td><td>72,000</td><td>64,078</td><td>91,697</td><td>1,906,298</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>1,906,298</td><td>76,252</td><td>0</td><td>234,608</td><td>72,000</td><td>66,000</td><td>96,608</td><td>1,885,942</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>1,885,942</td><td>75,438</td><td>0</td><td>241,646</td><td>72,000</td><td>67,980</td><td>101,666</td><td>1,859,714</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>1,859,714</td><td>74,389</td><td>0</td><td>248,896</td><td>72,000</td><td>70,020</td><td>106,876</td><td>1,827,227</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>1,827,227</td><td>73,089</td><td>0</td><td>256,363</td><td>72,000</td><td>72,120</td><td>112,242</td><td>1,788,073</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>1,788,073</td><td>71,523</td><td>0</td><td>264,053</td><td>72,000</td><td>74,284</td><td>117,769</td><td>1,741,827</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>1,741,827</td><td>69,673</td><td>0</td><td>271,975</td><td>72,000</td><td>76,513</td><td>123,463</td><td>1,688,037</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>1,688,037</td><td>67,521</td><td>0</td><td>280,134</td><td>72,000</td><td>78,808</td><td>129,326</td><td>1,626,233</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>1,626,233</td><td>65,049</td><td>0</td><td>288,538</td><td>72,000</td><td>81,172</td><td>135,366</td><td>1,555,916</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>1,555,916</td><td>62,237</td><td>0</td><td>297,194</td><td>72,000</td><td>83,607</td><td>141,587</td><td>1,476,565</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>1,476,565</td><td>59,063</td><td>0</td><td>306,110</td><td>72,000</td><td>86,116</td><td>147,995</td><td>1,387,633</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>1,387,633</td><td>55,505</td><td>0</td><td>315,294</td><td>72,000</td><td>88,699</td><td>154,595</td><td>1,288,544</td></tr></table>