Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 90 you may still have $464,303 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='69' /><category label='' /><category label='' /><category label='72' /><category label='' /><category label='' /><category label='75' /><category label='' /><category label='' /><category label='78' /><category label='' /><category label='' /><category label='81' /><category label='' /><category label='' /><category label='84' /><category label='' /><category label='' /><category label='87' /><category label='' /><category label='' /></categories><dataset seriesName='Retirement Balance'><set value='1500000.0' /><set value='1515000.0' /><set value='1501440.0' /><set value='1485113.0' /><set value='1465841.0' /><set value='1443438.0' /><set value='1417708.0' /><set value='1388444.0' /><set value='1355431.0' /><set value='1318441.0' /><set value='1277235.0' /><set value='1231562.0' /><set value='1181160.0' /><set value='1125752.0' /><set value='1065047.0' /><set value='998743.0' /><set value='926519.0' /><set value='848041.0' /><set value='762957.0' /><set value='670900.0' /><set value='571484.0' /></dataset><dataset seriesName='Retirement Income'><set value='0.0' /><set value='74160.0' /><set value='76385.0' /><set value='78676.0' /><set value='81037.0' /><set value='83468.0' /><set value='85972.0' /><set value='88551.0' /><set value='91207.0' /><set value='93944.0' /><set value='96762.0' /><set value='99665.0' /><set value='102655.0' /><set value='105734.0' /><set value='108906.0' /><set value='112174.0' /><set value='115539.0' /><set value='119005.0' /><set value='122575.0' /><set value='126252.0' /><set value='130040.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 3.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;1.00%<br/>Post-Ret&#160;4.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>72.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">69</td><td>$100,000</td><td>$1,500,000</td><td>$15,000</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,515,000</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>1,515,000</td><td>60,600</td><td>0</td><td>74,160</td><td>0</td><td>74,160</td><td>1,501,440</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>1,501,440</td><td>60,058</td><td>0</td><td>76,385</td><td>0</td><td>76,385</td><td>1,485,113</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>1,485,113</td><td>59,405</td><td>0</td><td>78,676</td><td>0</td><td>78,676</td><td>1,465,841</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>1,465,841</td><td>58,634</td><td>0</td><td>81,037</td><td>0</td><td>81,037</td><td>1,443,438</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>1,443,438</td><td>57,738</td><td>0</td><td>83,468</td><td>0</td><td>83,468</td><td>1,417,708</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>1,417,708</td><td>56,708</td><td>0</td><td>85,972</td><td>0</td><td>85,972</td><td>1,388,444</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>1,388,444</td><td>55,538</td><td>0</td><td>88,551</td><td>0</td><td>88,551</td><td>1,355,431</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>1,355,431</td><td>54,217</td><td>0</td><td>91,207</td><td>0</td><td>91,207</td><td>1,318,441</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>1,318,441</td><td>52,738</td><td>0</td><td>93,944</td><td>0</td><td>93,944</td><td>1,277,235</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>1,277,235</td><td>51,089</td><td>0</td><td>96,762</td><td>0</td><td>96,762</td><td>1,231,562</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>1,231,562</td><td>49,262</td><td>0</td><td>99,665</td><td>0</td><td>99,665</td><td>1,181,160</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>1,181,160</td><td>47,246</td><td>0</td><td>102,655</td><td>0</td><td>102,655</td><td>1,125,752</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>1,125,752</td><td>45,030</td><td>0</td><td>105,734</td><td>0</td><td>105,734</td><td>1,065,047</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>1,065,047</td><td>42,602</td><td>0</td><td>108,906</td><td>0</td><td>108,906</td><td>998,743</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>998,743</td><td>39,950</td><td>0</td><td>112,174</td><td>0</td><td>112,174</td><td>926,519</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>926,519</td><td>37,061</td><td>0</td><td>115,539</td><td>0</td><td>115,539</td><td>848,041</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>848,041</td><td>33,922</td><td>0</td><td>119,005</td><td>0</td><td>119,005</td><td>762,957</td></tr><tr><td role="rowheader" scope="row">87</td><td>0</td><td>762,957</td><td>30,518</td><td>0</td><td>122,575</td><td>0</td><td>122,575</td><td>670,900</td></tr><tr><td role="rowheader" scope="row">88</td><td>0</td><td>670,900</td><td>26,836</td><td>0</td><td>126,252</td><td>0</td><td>126,252</td><td>571,484</td></tr><tr><td role="rowheader" scope="row">89</td><td>0</td><td>571,484</td><td>22,859</td><td>0</td><td>130,040</td><td>0</td><td>130,040</td><td>464,303</td></tr></table>