Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='33A3C1'><set value='12222.0' /><set value='12720.0' /><set value='13239.0' /><set value='13778.0' /><set value='14339.0' /><set value='14924.0' /><set value='15532.0' /><set value='16164.0' /><set value='16823.0' /><set value='17508.0' /><set value='18222.0' /><set value='18964.0' /><set value='19737.0' /><set value='20541.0' /><set value='21378.0' /><set value='22249.0' /><set value='23155.0' /><set value='24098.0' /><set value='25080.0' /><set value='26102.0' /><set value='27165.0' /><set value='28272.0' /><set value='29424.0' /><set value='30623.0' /><set value='31870.0' /><set value='33169.0' /><set value='34520.0' /><set value='35927.0' /><set value='37390.0' /><set value='38914.0' /></dataset><dataset seriesName='Withdrawals' color='FFA056'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance' color='3CA899'><set value='312222.0' /><set value='324943.0' /><set value='338182.0' /><set value='351960.0' /><set value='366299.0' /><set value='381223.0' /><set value='396754.0' /><set value='412919.0' /><set value='429741.0' /><set value='447250.0' /><set value='465471.0' /><set value='484435.0' /><set value='504172.0' /><set value='524713.0' /><set value='546090.0' /><set value='568339.0' /><set value='591494.0' /><set value='615592.0' /><set value='640673.0' /><set value='666775.0' /><set value='693940.0' /><set value='722212.0' /><set value='751636.0' /><set value='782259.0' /><set value='814130.0' /><set value='847298.0' /><set value='881819.0' /><set value='917745.0' /><set value='955136.0' /><set value='994049.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$36,499</td><td>$71,782</td><td>$0</td><td>$300,000</td><td>$12,222</td><td>$0</td><td>$312,222</td></tr><tr><td role="rowheader" scope="row">2</td><td>37,609</td><td>73,965</td><td>0</td><td>312,222</td><td>12,720</td><td>0</td><td>324,943</td></tr><tr><td role="rowheader" scope="row">3</td><td>38,753</td><td>76,215</td><td>0</td><td>324,943</td><td>13,239</td><td>0</td><td>338,182</td></tr><tr><td role="rowheader" scope="row">4</td><td>39,932</td><td>78,533</td><td>0</td><td>338,182</td><td>13,778</td><td>0</td><td>351,960</td></tr><tr><td role="rowheader" scope="row">5</td><td>41,147</td><td>80,921</td><td>0</td><td>351,960</td><td>14,339</td><td>0</td><td>366,299</td></tr><tr><td role="rowheader" scope="row">6</td><td>42,398</td><td>83,383</td><td>0</td><td>366,299</td><td>14,924</td><td>0</td><td>381,223</td></tr><tr><td role="rowheader" scope="row">7</td><td>43,688</td><td>85,919</td><td>0</td><td>381,223</td><td>15,532</td><td>0</td><td>396,754</td></tr><tr><td role="rowheader" scope="row">8</td><td>45,016</td><td>88,532</td><td>0</td><td>396,754</td><td>16,164</td><td>0</td><td>412,919</td></tr><tr><td role="rowheader" scope="row">9</td><td>46,386</td><td>91,225</td><td>0</td><td>412,919</td><td>16,823</td><td>0</td><td>429,741</td></tr><tr><td role="rowheader" scope="row">10</td><td>47,796</td><td>94,000</td><td>0</td><td>429,741</td><td>17,508</td><td>0</td><td>447,250</td></tr><tr><td role="rowheader" scope="row">11</td><td>49,250</td><td>96,859</td><td>0</td><td>447,250</td><td>18,222</td><td>0</td><td>465,471</td></tr><tr><td role="rowheader" scope="row">12</td><td>50,748</td><td>99,805</td><td>0</td><td>465,471</td><td>18,964</td><td>0</td><td>484,435</td></tr><tr><td role="rowheader" scope="row">13</td><td>52,292</td><td>102,841</td><td>0</td><td>484,435</td><td>19,737</td><td>0</td><td>504,172</td></tr><tr><td role="rowheader" scope="row">14</td><td>53,882</td><td>105,969</td><td>0</td><td>504,172</td><td>20,541</td><td>0</td><td>524,713</td></tr><tr><td role="rowheader" scope="row">15</td><td>55,521</td><td>109,192</td><td>0</td><td>524,713</td><td>21,378</td><td>0</td><td>546,090</td></tr><tr><td role="rowheader" scope="row">16</td><td>57,210</td><td>112,513</td><td>0</td><td>546,090</td><td>22,249</td><td>0</td><td>568,339</td></tr><tr><td role="rowheader" scope="row">17</td><td>58,950</td><td>115,935</td><td>0</td><td>568,339</td><td>23,155</td><td>0</td><td>591,494</td></tr><tr><td role="rowheader" scope="row">18</td><td>60,743</td><td>119,461</td><td>0</td><td>591,494</td><td>24,098</td><td>0</td><td>615,592</td></tr><tr><td role="rowheader" scope="row">19</td><td>62,591</td><td>123,095</td><td>0</td><td>615,592</td><td>25,080</td><td>0</td><td>640,673</td></tr><tr><td role="rowheader" scope="row">20</td><td>64,494</td><td>126,839</td><td>0</td><td>640,673</td><td>26,102</td><td>0</td><td>666,775</td></tr><tr><td role="rowheader" scope="row">21</td><td>66,456</td><td>130,697</td><td>0</td><td>666,775</td><td>27,165</td><td>0</td><td>693,940</td></tr><tr><td role="rowheader" scope="row">22</td><td>68,477</td><td>134,672</td><td>0</td><td>693,940</td><td>28,272</td><td>0</td><td>722,212</td></tr><tr><td role="rowheader" scope="row">23</td><td>70,560</td><td>138,768</td><td>0</td><td>722,212</td><td>29,424</td><td>0</td><td>751,636</td></tr><tr><td role="rowheader" scope="row">24</td><td>72,706</td><td>142,989</td><td>0</td><td>751,636</td><td>30,623</td><td>0</td><td>782,259</td></tr><tr><td role="rowheader" scope="row">25</td><td>74,918</td><td>147,338</td><td>0</td><td>782,259</td><td>31,870</td><td>0</td><td>814,130</td></tr><tr><td role="rowheader" scope="row">26</td><td>77,196</td><td>151,820</td><td>0</td><td>814,130</td><td>33,169</td><td>0</td><td>847,298</td></tr><tr><td role="rowheader" scope="row">27</td><td>79,544</td><td>156,437</td><td>0</td><td>847,298</td><td>34,520</td><td>0</td><td>881,819</td></tr><tr><td role="rowheader" scope="row">28</td><td>81,964</td><td>161,196</td><td>0</td><td>881,819</td><td>35,927</td><td>0</td><td>917,745</td></tr><tr><td role="rowheader" scope="row">29</td><td>84,457</td><td>166,098</td><td>0</td><td>917,745</td><td>37,390</td><td>0</td><td>955,136</td></tr><tr><td role="rowheader" scope="row">30</td><td>87,026</td><td>171,151</td><td>0</td><td>955,136</td><td>38,914</td><td>0</td><td>994,049</td></tr></table>