This is a hypothetical example used for illustrative purposes only. It is not representative of any specific investment or combination of investments.This worksheet provides estimates based on certain assumptions. State taxes are not included in the illustration. It is not intended to provide specific investment advice. The results are not a guarantee of performance or specific investment advice. The rate of return on investments will vary over time, particularly for longer-term investments. Investments that offer the potential for high returns also carry a high degree of risk. Actual returns will fluctuate. Contact a tax professional before you take any specific actions.