Comprehensive Needs Analysis To Answer Your Financial Questions About Retirement

Retirement Planning

Use this planning tool to create a professional retirement planning analysis for your clients and prospects. After completing the information, click the Submit button to generate a PDF report. Use Adobe Acrobat Reader to save or print.

Contact Information

	Client	Spouse
First name
Last name
Birthdate (mm-dd-yyyy) OR Age (leave '0' to use DOB)
Address
City
State
Zip
Phone

Advisor Information

Advisor name
Title
Company name
Address1
Address2
City
State
Zip
Phone

Income Detail

	Client	Spouse
Annual Income ($)
Annual pay increases (%)
Desired retirement age
Age to end retirement analysis

Retirement Assets

	Asset Description	Estimated Value ($)	Ownership	Type
1
2
3
4
5
6
7
8
9
10

Annual Savings - Retirement Savings Info

	Client/Employer Annual Saving ($)	Spouse/Employer Annual Saving ($)	Increase With Pay?
Qualified plans (Traditional) 2024 IRA Limits: $7,000 plus $1,000 if age 50 or older. 2024 401(k) salary deferral $23,000 + $7,500 catch up. Click here to calculate maximum self-employment contribution limits based on income and entity type
Qualified plans (Roth) 2024 Roth IRA Limits: $7,000 plus $1,000 if age 50 or older. 2024 Roth 401(k) salary deferral $23,000 + $7,500 catch up.
Non-qualified investments

Pension

	Client	Spouse
Future annual benefit ($) OR Lump sum ($)
Adjust pension for inflation?
Pension begin age

Additional Retirement Receipts

	Description	Annual Amount ($)	Start age (client)	End age (client)	Annual Increase (%)	Type	Taxable?
1
2
3
4

Objectives

Desired annual after-tax income during retirement (% or $) (with % system will calculate the after-tax amount)	(%) OR ($)
Desired legacy (today's dollars) ($)
Adjust legacy for inflation?
Include Social Security?
Social Security inflation rate (%)

Social Security Override

	Client	Spouse
Override SS start age (leave at '0' for retirement age)
Override monthly SS benefit ($) (leave at '$0' for system calculation)

Rate Assumptions

Will recommended savings increase w/ inflation?
Portfolio before-tax return pre-retirement (%)
Portfolio before-tax return post-retirement (%)
Average tax bracket pre-retirement (%)
Average tax bracket post-retirement (%)
Estimated inflation rate (%)

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.