Compare a Roth 401(k) to a Traditional 401(k)

Savings

Current age (1 to 120)

Your annual contribution ($)

Distribution

Age when income should start (1 to 120)

Number of years to receive income (1 to 70)

Before tax return on savings (distribution phase) (-12% to 12%) help

Income tax bracket (distribution phase) (0% to 75%) help

Accumulation

Before tax return on savings (accumulation phase) (-12% to 12%) help

Income tax bracket (accumulation phase) (0% to 75%) help

Taxation of contribution options
1) Traditional 401(k) deductible account fully funded, contributions to Roth 401(k) non-deductible account are reduced
2) Full contribution made to Roth 401(k) non-deductible account, Traditional 401(k) account given a 'side-account' to reflect tax savings