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Should I live at home, on campus, or off campus?

Before deciding on room and board options when attending college, it may help to itemize and project expenses. These expenses will vary depending on whether you will commute from home, stay on campus or rent an apartment off campus. Use this calculator to help determine whether living on or off campus is better and to see the costs associated with these alternatives.

Assumptions

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Expenses

At HomeOn CampusOff Campus
Cell phone ($)
Clothing ($)
College activity fees ($)
Computer equipment ($)
Entertainment ($)
Food (meals) ($)
Food (snacks) ($)
Furnishings (one-time) ($)
Furnishings (monthly rental) ($)
Health (insurance, copays, prescriptions) ($)
Housing (cable) ($)
Housing (renter's insurance) ($)
Housing (utilities) ($)
Housing (rent) ($)
Housing (one-time deposit) ($)
Internet access ($)
Laundry ($)
Memberships (gym, sports, etc.) ($)
Parking fees ($)
Personal (haircuts, household items, etc.) ($)
Telephone ($)
Transportation (gas) ($)
Transportation (insurance) ($)
Transportation (maintenance) ($)
Transportation (payments) ($)
Travel expenses ($)
Utilities deposit (one-time) ($)

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