How much life insurance do I need?

A secure future starts with a solid plan. And you can create a foundation for that plan by establishing ways to meet your loved ones' financial needs after you're gone.

Use this calculator to determine how much coverage your family may need to help them stay financially secure. Input your personal information and approximate final expenses.

Age, Income and Assumptions
Immediate Cash Needs
Long-Term Income Needs
Available Resources

All results are estimates; actual figures may vary. This calculator and any values displayed above are intended for educational purposes only.

Insurance products are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Product availability and/or features may vary by state. Limitations and exclusions apply. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.