Life Insurance Calculator - How Much Life Insurance Do I Need?

Age, Income and Assumptions

Current annual income ($)

Spouse's annual income (if applicable) ($)

Spouse's current age (if applicable) (0 to 100)

Spouse's desired retirement age (if applicable) (0 to 100)

Investment return (-12% to 12%)

Anticipated inflation rate (0% to 10%) help

Immediate Cash Needs

Funeral expenses ($)

Final expenses ($)

Mortgage balance ($)

Other debts ($)

Long-Term Income Needs

Desired annual income needs
(typically 70-80% of current combined income) ($)

Number of years income is needed (1 to 70)

College needs ($) help

Available Resources

Investment assets ($)

Existing life insurance ($)

Include social security benefits? help

Age of oldest child under 18 (0 to 17)

Age of second child under 18 (0 to 17)

Age of third child under 18 (0 to 17)

Age of fourth child under 18 (0 to 17)

Additional Information

Please contact me to discuss further

First Name

Last Name

Email Address

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Calculators For Websites

How much life insurance do I need?

Age, Income and Assumptions

Immediate Cash Needs

Long-Term Income Needs

Available Resources

Additional Information