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Should I pay discount points for a lower interest rate?

In some cases, it may benefit you to 'buy down the interest rate' by paying extra money up front in the form of discount points. Use this calculator to help determine if this makes sense for you.

Assumptions

Mortgage Alternatives

Loan 1
(0% to 40%)
Loan 2
(0% to 40%)
Annual interest rate
Discount points (if any)